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Funding Sources to Make Staying at Home a Reality

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According to AARP’s 2013 statistics, the cost of living in a nursing home in North Dakota is over $71,000 a year!  This ever-rising number is yet another strong argument to stay in the home you have known for years.  However, what do you do if your home is no longer accessible, due to illness or injury, and money is tight?

In previous articles, we discussed funding options such as the Assistive Technology Financial Loan Program, the Pedaling for Possibilities fund, and home modification funding options for veterans, below are two more options to help you.

  • Rehab Accessibility Program 

    The Rehab Accessibility Program grants from the ND Housing Financing Agency help people with physical disabilities and low income live in a safe, accessible environment. “A maximum of $4,000 may be awarded with a limit of one grant per single- or multi-family property in a fiscal year. The grant match requirement is 25 percent. To be eligible, households must earn 80 percent or less than the county median income, adjusted for family size.” Grant dollars may be used for various renovations and improvements such as the installation of walk-in or roll-in showers, grab bars, door hardware, widening of doorways, and ramps.  Although this program is for North Dakotans, there may be a similar programs in other states .

  • Rural Repair and Rehabilitation Loans and Grants 

    Rural Repair and Rehabilitation Loans and Grants from the US Department of Agriculture, also known as Section 504 Loans and Grants, provide up to $20,000 in loans at 1% interest with up to 20 years to repay and $7500 in grants to rural property owners with low income. These monies are available to “make repairs and improvements to make the dwelling more safe and sanitary or to remove health and safety hazards.”  This includes “repair or remodel of [the] dwelling to make [it] more accessible and useable for household members with a disability.” Contact your local USDA Center to find out more information.

     

    For more information on funding for home modifications, contact your state’s Assistive Technology Act Program or Independent Living Center.

     

Further Reading

Why NOT Updating Your Home is WORSE than Going to Jail!

The word is out, you've heard it on TV, radio and even read about it on this blog site - Americans want to remain in their own homes as they age. The problem is, very few of them or their families are...


AT Quips

  Working within the assistive technology industry can often times be pretty serious business. Stepping back and looking for some humor in what happens day-to-day can make the workload lighter....


Disabled Veterans AT Funding Sources

November is the time to reflect upon and thank those that have served in the United States armed forces. IPAT would like to show our appreciation by identifying assistive technology or adaptive equipment...


Putting Your Best P4P Application Forward

The Pedaling for Possibilities (P4P) stationary bike race for 2014 is in the books! The money has been raised, and deadlines of March 1st, July 1st and November 1st are set for P4P funding applicants...


2 Comments on “Funding Sources to Make Staying at Home a Reality”

  • Freethoughtblogs.Com August 19th, 2014 11:56 pm

    Hello, everything is going sound here and ofcourse every one
    is sharing facts, that’s actually fine, keep
    up writing.

  • IPAT August 22nd, 2014 9:40 am

    Sharing is what it is all about!