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North Dakota Assistive

Assistive Technology Financial Loan

2% Fixed-Rate Financial Loans!!

Mother securing her daughter in a new adapted van.

Assistive's Assistive Technology Financial Loan (ATFL) program offers the people of North Dakota a financing option to help bridge the gap between resources and the need for assistive technology device and service purchases.

What does the ATFL offer?
  • Guaranteed Financial Loans at a 2% fixed interest rate* to make it easier for people with disabilities to get the AT they need
  • Flexible loan terms Program flexibility to make what may seem out of reach financially affordable
  • Individual consideration if there is a poor credit history
  • Loans (held by First International Bank) ranging from a minimum of $1000 to a maximum $50,000
Who is eligible?
  • You must be a person with a disability, a family member, or approved representative of a person with a disability
  • You need to demonstrate the ability to repay a loan
  • The end-user of the AT loan applied for must be a North Dakota resident
What can be purchased?
  • All types of assistive technology such as
    • Speech output communication devices
    • Hearing aids and assistive listening devices
    • Low vision devices such as electronic magnifiers
    • Computers/tablets with disability related software and/or hardware
    • Manual or motorized wheelchairs and scooters
    • Adapted vehicles
    • Home modifications (must own the home) such as walk-in showers and ramps
    • Environmental control systems such as Smart Home Devices
  • Assessments
  • Training to use the AT purchased
  • Used AT devices as long as they are in good working order
  • Co-Payments for assistive technology and durable medical equipment
How Do I Apply for a Loan?

Alternative formats available

*This interest rate is based on availability and is subject to change.